While I have never purchased an animal sight unseen, I know that in the horse industry it is not unusual for a foal to be sold long before it has been weaned. Sometimes foals are sold before they are born.
While I am suspect of the seller's demand for insurance, in these days of crazy lawsuits, the seller is probably just trying to protect themselves.
The question that needs to be answered regarding this particular seller is what kind of reputation does the seller have? What kind of place does he have? You might ask the seller his reasons for requiring insurance.
There would be other questions, too. Such as, how would any medical issues be handled and the related cost. Lots to think about in this kind of purchase. But buying anything, whether livestock or material items, can be a gamble.
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Today's Featured Article - Restoration Story: Fordson Major - by Anthony West. George bought his Fordson Major from a an implement sale about 18 years ago for £200.00 (UK). There is no known history regarding its origins or what service it had done, but the following work was undertaken alone to bring it up to show standard. From the engine number, it was found that this Major was produced late 1946. It was almost complete but had various parts that would definitely need replacing.
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