I always say, "It's like Russian Roulette - if it breaks while you have it, don't bring it back broke."
Many times they'll stare at me for a minute, and then decide they don't need to borrow it after all. Lots of my stuff looks like it's apt to break any second, and that scares them off.
I also have neighbors who I regularly lend stuff to, no questions asked. They have proven to be of good character, and always take good care of anything in their possession.
It's very hard to cull the bad borrowers from the good ones. How do you tell 'til after the fact? The best way is to state your position before the loan is made.
I could not return that tractor with a busted grill. It would be fixed to your satisfaction.
There are costs to borrowing, and sometimes it's better to put money into the purchase of your own tractor, 'cause it's gonna cost him some dough, and he still ain't got a tractor.
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Today's Featured Article - A Cautionary Tale - by Ian Minshull. In the early 1950s my father bought an Allis Chalmers B and I used it for all the row crop work with the mangolds and potatoes, rolling and the haymaking on our farm. The farm and the Allis were sold and I have spent a lifetime working on farms throughout the country. I promised myself that one day I would own an Allis. That time event
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