Many times when stuff is borrowed and things break, it isn't the borrower's fault. Especially major things that break. Chances are pretty good that it was going to break no matter who was driving or using it. Then, the owner should accept the responsibility of the cost of repair. I recently loaned out my old cattle trailer to a neighbor. One of the axles broke completely off. That was going to happen to ME the next time I used it. He took it all apart and I bought the new axle. He apologized, I said hey, I'm just glad I wasn't the one who had to deal with it. Common sense needs to come into play. On a lighter note, I told my neighbor one time, "If you don't start fixing this junk up, I'm gonna quit borrowing it"!
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