Posted by John B. on June 11, 2009 at 19:23:54 from (38.114.64.144):
In Reply to: UNIONS ???? posted by MTC on June 11, 2009 at 17:57:02:
Sometimes I feel the way you do about unions. But with out them many of us would not have any pension that will come in when we retire.
The 401K plans are ok but don't expect to be able to get your money from them when you need it.
This is happening to many people at this very moment. I'm not retired yet but my 401K that I rolled over several years ago was worth $38K and now it's worth $8K. Yes I own just as many shares but the shares aren't worth any thing. So I consider the 401K plans to be pretty much worthless for what they were set up for. Reporters on TV even said if you're getting ready to retire in the next few months pull your money out of your 401K and put it in CD's.
I look at a 401K as a game you let others play, with your money. Would you keep putting money into a bank account if it didn't grow???? So why do it with a 401k plan?
My father in law use to brag about is GM stock. Now look at it!!
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