Posted by gun guru on June 22, 2009 at 17:07:51 from (71.10.39.206):
My wife and I found out a month ago that she is now a type 1 diabetic. (She has to take insulin once a day)
It was quite a blow to her personally. We have learned that type 1 diabetes is gene related (basically you get it cause you have it in your genes and a couple of nasty flu's can trigger it) So we are told.
Here is my question. Anybody here have diabetes and have life insurance and if you have life insurance then what is your yearly rate for "term life" only.
I had a quote over the phone today from a woman on the West coast and she quoted me a price of $240 for a 15 year term policy on my wife. This is $100,000 coverage. My policy is $88/year for a 10 year term. $100,000.
I have heard that some diabetics cannot get life insurance......I would like to get this set up for the wife before She cant get it anymore. The rate is basically double or almost tripled due to her being a diabetic.
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