Re: tractor insurance ...who has it?????

Posted by I've Been There. on December 06, 2000 at 17:51:45 from (204.157.29.52):

In Reply to: tractor insurance ...who has it????? posted by stuart on December 06, 2000 at 05:26:32:

I have 11 tractors includeing two new ones.
I have my coverage with Auto Owners insurance co.. Their farm policy is about $50.00 per year extra, but under their home owners policy, they will cover a tractor for hobby farming "if" you keep it around 10 acres or less tillage, at no extra cost. Liability coverage is at a max of one million dollars, but if you do anything for hire, you aren't covered!!!
If all the tractors burn or ??, only one is covered, and that's the one i use for snow plowing ect., and i named it on my policy. There is a ceiling on that amount.
BTW, i have both my 4 wheelers covered for liability, for 15 bucks extra a year!!!! This is with the same million dollar coverage!!!
I was with AllState for many many years, but we had a serious auto accident while with AllState, and they were great untill i got deeper in the company for catastrophic coverage. In this state they have to cover the injury 100% for life, and we now have a paralized family member. I have to fight them every inch of the way. She is paralized from the neck down and needs 24/7/365 care. AllState has been a real battle, and i got sick of their back handed tatics. In serious injury cases they are in the top three for screwing you every way they can!!!
I finally got tired of their lieing, and quit them!!!!
Insurance Expert by OJT!!!

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