How would the bank know he has possession of the car, boat etc? I believe your freind is within his rights to refuse to release the item until his fees are paid, just like a repair shop would do if they had an unpaid repair bill.
I doubt that your freind could auction these items off for unpaid fees in the same way as he can do with 'contents' because cars, boats, etc have titles that must be transferred. There is probably a legal avenue to allow him to put a lien against the car boat etc and force a sale. That would require getting an attorney involved I think.
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Today's Featured Article - 12-Volt Conversions for 4-Cylinder Ford 2000 & 4000 Tractors - by Tommy Duvall. After two summers of having to park my old 1964 model 4000 gas 4 cyl. on a hill just in case the 6 volt system, for whatever reason, would not crank her, I decided to try the 12 volt conversion. After some research of convert or not, I decided to go ahead, the main reason being that this tractor was a working tractor, not a show tractor (yet). I did keep everything I replaced for the day I do want to restore her to showroom condition.
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