At 42, you're a "young whipper-snapper" in my book. Wife took up hunter/jumper (English) lessons in her 50's. I'm close to 60 and now just returning to serious riding on a regular basis.
I'll second what Nancy said about the helmet. It's mandatory at the barn where we ride that you wear a helmet when mounted, even just sitting. It's encouraged to be helmeted while tacking up a horse. Just the other nite, a girl was kicked/knocked over by a horse who spooked on cross-ties while she was wrapping its feet. She had a helmet on and was thankful. I have several helmets that are cracked from tumbles that my daughters have taken over the years. Nothing serious but hitting your head on a rock, fence post or jump can happen if you do happen to fall off. It's all about how you ride, the temperament of the horse, where you ride and......luck.
You can enjoy riding without ever breaking into a gallop or even a canter and do that well into your 70's or 80's. Heck it wasn't that long ago that horseback was a major mode of individual transportation.
It's great exercise and you WILL use muscles you may not have used in a while. Also there is something about the bond between rider and horse. Very therapeutic in my book. Go for it.
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