I agree with you in most cases. Granted sometimes people just get stuck in a rut that could not be planned for. For them, I feel bad. But, for many and maybe most I've seen, they spend and spend and spend. Fly all over the place, buy new cars, trucks, vacations, snowmobiles, ATVs, eat out, etc. Take on huge mortgages, etc. Then they lose their job, get a pay cut, or whatever - and feel it's not fair and want to be cut free.
Now matter how you look at it, if you agree to buy something via some sort of credit, and then try to get out of it, you are stealing. There is no other word for it, unless those you promised to pay agree to let you off, on their own accord and are not forced into it.
My own brother has done it twice via bankruptcy. He makes 6 figures a year, has a PHd from MIT. etc. Each time he got out of paying his bills, he was allowed to keep all his "retirement" savings.
I do believe that some people who fell though an unforseen crack should be helped in some way. Not the rest.
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Today's Featured Article - Restoration Story: Fordson Major - by Anthony West. George bought his Fordson Major from a an implement sale about 18 years ago for £200.00 (UK). There is no known history regarding its origins or what service it had done, but the following work was undertaken alone to bring it up to show standard. From the engine number, it was found that this Major was produced late 1946. It was almost complete but had various parts that would definitely need replacing.
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