I agree with you in most cases. Granted sometimes people just get stuck in a rut that could not be planned for. For them, I feel bad. But, for many and maybe most I've seen, they spend and spend and spend. Fly all over the place, buy new cars, trucks, vacations, snowmobiles, ATVs, eat out, etc. Take on huge mortgages, etc. Then they lose their job, get a pay cut, or whatever - and feel it's not fair and want to be cut free.
Now matter how you look at it, if you agree to buy something via some sort of credit, and then try to get out of it, you are stealing. There is no other word for it, unless those you promised to pay agree to let you off, on their own accord and are not forced into it.
My own brother has done it twice via bankruptcy. He makes 6 figures a year, has a PHd from MIT. etc. Each time he got out of paying his bills, he was allowed to keep all his "retirement" savings.
I do believe that some people who fell though an unforseen crack should be helped in some way. Not the rest.
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Today's Featured Article - When Push Comes to Shove - by Dave Patterson. When I was a “kid” (still am to a deree) about two I guess, my parents couldn’t find me one day. They were horrified (we lived by the railroad), my mother thought the worst: "He’s been run over by a train, he’s gone forever!" Where did they find me? Perched up on the seat of the tractor. I’d probably plowed about 3000 acres (in my head anyway) by the time they found me. This is where my love for tractors started and has only gotten worse in my tender 50 yrs on this “green planet”. I’m par
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