I never said that the deadbeats be allowed to slide and remove all consequences for those undertaking debt irresponsibly. I myself undertook debt when it was prudent to do so and when I could not make the payment, I arranged to liquidate necessary assets to fulfill my obligation. I never felt the system owed me anything or tried to scam my way out. I'm sure with the sense of entitlement many people have today your wife's bank does see people who do not want to take responsibility for their lives. My feeling is that each case needs to looked at based on its own circumstances. This is too important a topic to look at via generalization.
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Today's Featured Article - 12-Volt Conversions for 4-Cylinder Ford 2000 & 4000 Tractors - by Tommy Duvall. After two summers of having to park my old 1964 model 4000 gas 4 cyl. on a hill just in case the 6 volt system, for whatever reason, would not crank her, I decided to try the 12 volt conversion. After some research of convert or not, I decided to go ahead, the main reason being that this tractor was a working tractor, not a show tractor (yet). I did keep everything I replaced for the day I do want to restore her to showroom condition.
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