I never said that the deadbeats be allowed to slide and remove all consequences for those undertaking debt irresponsibly. I myself undertook debt when it was prudent to do so and when I could not make the payment, I arranged to liquidate necessary assets to fulfill my obligation. I never felt the system owed me anything or tried to scam my way out. I'm sure with the sense of entitlement many people have today your wife's bank does see people who do not want to take responsibility for their lives. My feeling is that each case needs to looked at based on its own circumstances. This is too important a topic to look at via generalization.
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Today's Featured Article - A Cautionary Tale - by Ian Minshull. In the early 1950s my father bought an Allis Chalmers B and I used it for all the row crop work with the mangolds and potatoes, rolling and the haymaking on our farm. The farm and the Allis were sold and I have spent a lifetime working on farms throughout the country. I promised myself that one day I would own an Allis. That time event
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