In 2003 I refinanced my home, it was a lot easier then dealing with the morons at a bank.
I had an independent agent (who likely got $500 for her work) and she came right to my home and the wife and I signed the papers, it took 15 minutes. I walked her out to her car and she thanked me for my business. I personally dont see a problem with advertising for loan services as long as it is responsible lending and not the BS that has occured with loaning $250,000 to a person or persons that make $20,000/ year working at a restaurant as a waiter.
When home mortgages are treated as if they were a joke, (like no possibility of repayment) Then the system will eventually collapse.
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Today's Featured Article - Listening to Your Tractor - by Curtis Von Fange. Years ago there was a TV show about a talking car. Unless you are from another planet, physically or otherwise, I don’t think our internal combustion buddies will talk and tell us their problems. But, on the other hand, there is a secret language that our mechanical companions readily do speak. It is an interesting form of communication that involves all the senses of the listener. In this series we are going to investigate and learn the basic rudimentary skills of understanding this lingo.
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