In 2003 I refinanced my home, it was a lot easier then dealing with the morons at a bank.
I had an independent agent (who likely got $500 for her work) and she came right to my home and the wife and I signed the papers, it took 15 minutes. I walked her out to her car and she thanked me for my business. I personally dont see a problem with advertising for loan services as long as it is responsible lending and not the BS that has occured with loaning $250,000 to a person or persons that make $20,000/ year working at a restaurant as a waiter.
When home mortgages are treated as if they were a joke, (like no possibility of repayment) Then the system will eventually collapse.
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Today's Featured Article - Old Time Threshing - by Anthony West. A lovely harvest evening late September 1947, I was a school boy, like all school boys I loved harvest time. The golden corn ripens well and early, the stoking, stacking,.... the drawing in with the tractors and trailers and a few buck rakes thrown in, and possibly a heavy horse. It would be a great day for the collies and the terrier dogs, rats and mice would be at the bottom of the stacks so the dogs, would have a busy time hunting and killing, all the corn was gathered and ricked in what we c
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