Hey jdemaris, when I was talking about people jumping to conclusions I was refferencing the post below but also thinking back to other posts where the common thread was typically that anyone that had financial problems put themselves there by running up credit cards, etc. Even the post I made the other week about getting set up to accept cards for my business got responses talking about people putting themselves in debt using them. My intent was to simply tell a story near and dear to me where I know all of the facts and show it isn't always that way. Too I wanted to let others know that you can never plan too much or enough because there will always be things out of your control that can put you on a downhill slide. Many rock on through life thinking they are invincable and never give a thought to how close we all are to "living in the street" in the modern world.
Like you pretty much everything I have I have worked for and gotten on my own. I bought my house as a modular and finished most of the inside myself to keep it affordable. When I built my shop I got a deal on the block and swapped out labor to get them laid out of the footings (I wasn't fast enought and had to dig them out after every rain)and then did the rest on my own. I bought lumber and siding and roofing at the salvage yard and stick built the shop with very little help. I admit I own three vehicles, a old, rusty, but dependable'78Jeep J10 4WD, a decent'87 F150, and a decent '88 Camaro (I only bought it 3 yrs ago when I was still single to play around and date in. I'm hoping to be able to sell it without taking a loss if I can get a few mechanical problems taken care of but need the money to do that). The wife traded in her new Camaro when she got pregnant and now has a '02 PT Cruiser that is paid off.
In other words like you she and I have both done everything we possibly could to make things work yet we're still at the mercy of the blood suckers that are too lazy to work. It's not fair but what do you do. Sitting around boo-hooing about it gets you nowhere so all that's left is to get out and work harder for less and muddle through. It all works out to the one simple fact, The classic "American Dream" is long dead and has since been replaced by the "American Nightmare" where all of us hard working soles are at the mercy of the greedy bloodsuckers in congress, illegals from other countries, sorry a$$ legals from this country that don't want to work.....and the list goes on. We are the minority taking care of the majority so they can live their own version of the "American Dream" where they sit on their collective a$$es and collect money for work they don't do. That sense of entitlement has causede this country more problems than credit cards or anything else. Like any other tool cards are good if used properly, and like many tools they can hurt you if you don't use them right. in this case the US put a chainsaw in the hands of a 3 year old and people are wondering why the kid got cut......
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