NY 986 said: (quoted from post at 06:00:36 12/08/09) Can't really offer any advice other than what has already offered. However, there is a difference between a deadbeat and somebody caught in misfortune. Most people fall behind because something unforseen such as medical happens. Most people could not possibly put enough away in the cookie jar if something like that happened.
I think most farmers prepare themselves to work through rough patches before they happen. However, the price shocks we have seen with both inputs and commodities leave farmers with little room for error.
I think people can be quick to judge without knowing all the facts first. Personally, I think from the people I know personally that the most judgmental when it comes to money are the people who have been set up well by dad and grandpa (and have to take no risk in life to live reasonably well).
NY 986, I completely agree with both your comments.
Every individual's misfortunes cannot be painted with the same brush.
There are definitely a lot of deadbeats out there.
But there are also many honest hearted people that were caught up in this economic crunch, thinking they had secure jobs and could easily afford their payments. Others have had catastrophic unforseen medical expenses.
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