Posted by VernMI on December 17, 2009 at 02:59:36 from (207.69.137.36):
In Reply to: Life insurance...Yikes posted by Gun guru on December 17, 2009 at 02:21:03:
What are you trying to accomplish with the life insurance money. Is it care for your children in case of death of one or more parents? Is it an attempt to pay off a large debt or pay for a college education for your kids? The reason I'm asking is $250,000 seems like it would not go very far for a families care and keeping in the event of your untimely death.
25 years ago I carried a $500,000 policy in order to take care of my kids care and keeping and future education. It seemed like that was not very much at that time. Now that the kids are on their own and the wife has a pension I have reduced my life insurance to a level that would take care of any debt and pay off the funeral expenses.
Good thing to sit down and figure out exactly what the money is to be used for and how much will be required and how much the surviving spouse will be able to supply.
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