The chinese Canadian developed a formula for measuring relative mortgage risk that spit out an easy to understand number. He told people the limits of the equation and that you can't just use it blindly.
Bank managers choose to ignore him and used it blindly.
Because it is relative, it only ranks your risk compared to others in the group, so if everyone in the group is at a high risk, you still got a good score even if you are high risk.
The idiot mortgage managers did their jobs poorly.
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Today's Featured Article - Upgrading an Oliver Super 55 Electrical System - by Dennis Hawkins. My old Oliver Super 55 has been just sitting and rusting for several years now. I really hate to see a good tractor being treated that way, but not being able to start it without a 30 minute point filing ritual every time contributed to its demise. If it would just start when I turn the key, then I would use it more often. In addition to a bad case of old age, most of the tractor's original electrical system was simply too unreliable to keep. The main focus of this page is to show how I upgr
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