Re: Farm Liability insurance

Posted by Scott in SF on December 27, 2009 at 17:28:33 from (75.61.101.176):

In Reply to: Farm Liability insurance posted by Dan-IA on December 27, 2009 at 14:03:54:

For 1240 acres in ND I pay $278 a year

Coverage

Liability to public $1,000,000
Medical payments to public, each $10,000
Liability to farm employees $1,000,000
Medical payments to farm employees,
each $10,000
Annual Aggreate $2,000,000
Damage to property of others $250
(this makes me think the most likely law suite agaist me will be damage to property of others)

I also have a $2,000,000 umbrilla liability policy on my homeowners insurence, it costs $138 a year.

I am not saying those are the appropriate numbers and I have no idea if any of this insurence is protecting me at all, and I hope I never find out. However that is what they sold me

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