Ron, my agent told me that my equipment was covered until it is loaded on a trailer. The coverage on the equipment stops, and the farm liability stops at that moment. The towing vehicle liability takes over, but still no coverage for the loaded equipment. This includes my zero turn mower - no insurance if loaded on a trailer - lots of folks don't know that. If it's moving down the road on it's own power, the equipment coverage and farm liability is good.
My son hauls his tractor often, and he has a policy on his tractor that appears to be like you would have on your car or truck. It's covered in any situation. It's a little pricey.
I'm sorry - I have no favorite insurance company. . .
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Today's Featured Article - Women and Tractors - More Views From the Farmer's Wife - by Teri Burkholder. The top ten reasons why the judges wouldn't let you participate in the stock antique tractor pull: Hey, this is stock! It came with that V8 in it! That "R" on my tires stands for "really old" not radial! Blue gas? We thought it was a pretty color! What wire hooked to my throttle?
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