You don't need to roll over for this worthless insurance company.
Tell the idiot you want to go over his head. Don't settle for the first or second offer. When they say that is the best they can do, tell them to shove it. Ask him for the number of the insurance commissioner.
I'm in one of these battles myself right now. The lower level monkeys are trained to get rid of you quickly. Become a thorn in their side.
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