I live in Indiana, and I bought my house in 1994...and I have no idea what the heck a "closing agent" is. I went to the listing broker--who represents the seller--just as I would to a used car salesperson, and made an offer; the seller made a counter, and it was in the ballpark of what I was willing to pay [or more correctly, what I was willing to finance]. After messing around with the mortgage broker that the realtor recommended--who kept wanting a larger and larger downpayment to get me "bought"--I finally went to my own bank, which is what I should've done in the first place. I got a loan with downpayment and terms that I wanted, seller paid a portion of closing costs as he proposed in his counteroffer--and closing took place at one of the conference rooms at my bank. There was no "closing agent" involved, and all the numbers added up to exactly what we had agreed to prior to closing.
So I really have NO idea what a "closing agent" is, or why you would either NEED or WANT one in the proceedings...just another hand out for your money, in my opinion.
Ask someone to show you the law, chapter and verse, where a "closing agent" is required; bet they can't.
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Today's Featured Article - Show Coverage: Journey to Ankeny - by Cindy Ladage. We left Illinois on the first day of July and headed north and west for Ankeny, Iowa. Minus two kids, we traveled light with only the youngest in tow. As long as a pool was at the end of our destination she was easy to please unlike the other two who have a multitude of requirements to travel with mom and dad. Amana Colonies served as a respite where we ate a family style lunch that sustained us with more food than could reasonably fit into our ample physiques. The show at Ankeny
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