Seems to be some confusion as to what a "closing agent" is- its a fancy name for the escrow company, title company or attorney who does the papers, escrows the money from the lender, arranges for title insurance, gets everybody together to sign, records the papers, and disburses the money. True, there's no legal prohibition from doing it yourself, but it requires a lot of trust (who's going to hold the money? Can you trust him to record the documents properly and not skip town?). More trust, by the way, than any lender will ever have. If theres a lender involved, there will be a closing agent- even if its the bank. I was surprised that a couple of you said the closing took place in the bank- around here, banks won't touch a real estate closing with a 10 foot pole. They don't want the potential liability.
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Today's Featured Article - Oil Bath Air Filters - by Chris Pratt. Some of us grew up thinking that an air filter was a paper thing that allowed air to pass while trapping dirt particles of a particles of a certain size. What a surprise to open up your first old tractor's air filter case and find a can that appears to be filled with the scrap metal swept from around a machine shop metal lathe. To top that off, you have a cup with oil in it ("why would you want to lubricate your carburetor?"). On closer examination (and some reading in a AC D-14 service manual), I found out that this is a pretty ingenious method of cleaning the air in the tractor's intake tract.
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