Assume for a moment equipment is a non issue. Look at the purchase from pure economics. The reason I say its a non issue is you can crop share, cash rent out, rent equipment in, etc. Look at the whole package.
When I started on my own I had my cows and had them paid for. I was renting pasture. I sunk everything I had into land, and everything I had for the next five years to try and retire principle. With what I could scrounge I bought equipment. Junk mostly, literally in one case as my first hay rake I bought at of the scrap pile at a consignment auction in buckets. First I paid the land down, tried to fix and paint my equipment, then sell it after a year or two and buy better to fix and paint, etc. That was 23 years ago, and I was younger than you are now. Its all paid for and then some. My equipment is decent, most of the tractors were good used, most of the machinery I bought new. But, I waited until the bills were paid before I did. Yes, there has been some bumps in the road.
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Today's Featured Article - Restoration Story: Fordson Major - by Anthony West. George bought his Fordson Major from a an implement sale about 18 years ago for £200.00 (UK). There is no known history regarding its origins or what service it had done, but the following work was undertaken alone to bring it up to show standard. From the engine number, it was found that this Major was produced late 1946. It was almost complete but had various parts that would definitely need replacing.
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