I'm in Mich. And I should have mentioned it is a FEMA flood zone and I'm in it on the maps. And about ten years into my mortgage I got a home equity line of credit which required flood insurance. When I went to get it, I asked my agent why I didn't need it on my original mortgage. He said someone at the bank screwed up and I should have had it all along. He told me to keep my mouth shut and hope they didn't notice and pay house off. Which I did. The down side being if I got flooded i would not have been insured, of course. I am afraid of the gov't when only a mere 5 miles away they made someone fill their basement in. When another neighbor built across the section about ten years ago, they took him out in his field and said "see the land? (which is the same grade as the road) "Thats your basement floor. You have to build UP from here." There are mandatory rules about how and how high. Anther neighbor put in a modular. His crawl space had to have 12 inch tile drains through the walls to allow floods in and out and his yard is basically a dry "moat" to direct future floods. So, they do have considerable power to tell you how and where. After all this is FEMA, they're here to help:)
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Today's Featured Article - Tractor Generators - by Chris Pratt. As a companion to the articles on three-brush and two-brush generators, it seemed fitting that we should provide our readers with a description of how a generator works in lay terms. The difficulty with all those "theory of operation" texts is that they border on principles of electricity or physics and such. Since I know nothing of either, you will have to put up with looking at the common sense side of how generators work which means we "
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