Posted by IOWA NORTHEAST on May 23, 2010 at 18:50:14 from (206.72.18.89):
In Reply to: Re: O/T Car air bags posted by John S-B on May 23, 2010 at 13:00:20:
I just looked at the Iowa manual, and it states any accident must be reported withing 72 hrs if the damage is over $1,000.00. If a cop is there you do not have to find the form etc.
To back paddle, we had a auto accident a month or so ago, and the front of the auto was probably a hundred feet from the crash site. In all fairness, the HWY was blocked off, but they had a farmers hired man pick up the front end with a skid loader and put it on top of the tilt bed truck. There was at least eight cops there at the time. So it seems that the rules can change. Now that I think of it, we were less than a 1/4 mile from where the officer was a real butt head with the other auto / tractor I mentioned. And to coment on that tractor auto ordeal, lets just say that Arazonas new law would be a subject of discussion. And the driver was acting like a sixteen year old when the accident happened.
I'm a well doooer myself, but if you were to have gotten hit even by a drunk driver when assisting, you probably could have gotten into some trouble. Iowa is maybe tougher, who knows.
A snow plow on a state hwy was less than a 1/4 mile from a blazing house, but the driver refused to plow the 1/4 mile on a county road so the fire trucks could get there. It turned out the plow driver acted as he was supposed to because it was not a state road. Talk about stupid options.
I just called a cop, and asked what the deal was, he said that if the auto was on a county road of any nature except a level B the tow truck driver has to have a liability of so much, he was unsure. Now if it was totaly on private property, then all rules are off. He said that while loading the auto and something goes wrong, probably the good guy had no insurance if it was not farm related. A comercial wrecker service must meet some requirments that are stupid and all, but never the less it is the law. He said probably not a big deal unless something goes wrong, or damage is done to a utility pole, stop sign, fences etc. Then if a adult beverage or drugs were involved, all cops jump on that one, as it is popular, / brownie points. And above all, make sure you have your insurance card. His advise was just like the drug motto--just say no. He said we all do it, but we probably would not sleep if we knew how bad it could get, it happens all the time. Then he mentioned attorneys having a real close relationship with their mothers. He said if ya go to court a few times, a person should just leave your shooting iron at home, because otherwise a person could go postal.
He also comented that helping a Amish put his buggy back onto its wheels is the only slim chance a guy has not to get sued nowdays.
As a side note a farmer somewhat close helped a very old man out by pulling him out of a smow drift. He made the old guy hook to his auto, but the bumper was pulled off / auto damage. A month later, he got a bill because he used poor judjment and excesive force. I think it was around eight hundred dollars. His attorney said to just pay it and learn from it. The auto insurance company had big dollar attorneys on the payroll, not worh fighting. The farmer blew off steam at the attorneys desk, but later got a second opinion, with the same answer.
The farmer strung out the ordeal as long as he could, and only made small payments strung out over a long period as well. He had the insurance company attorneys on his speed dial, and called them real often with some dumb question just to agravate the butt heads.
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