Posted by LeoinMI on September 15, 2010 at 11:38:10 from (69.51.137.174):
In Reply to: retire posted by larry@stinescorner on September 14, 2010 at 16:07:00:
Tough call Larry. From reading all the posts you have lots of options. I retired at 51, seven years ago, with a life long pension of $2,600.00 per mo. That amount goes to my wife 100% per month after I die. We also have my wife's pension and 401k that we have not tapped into yet.(Over $250,000.00) At age 62 we plan for my wife to draw Social Security (another $1,100.00 per month if it is still available) and I'll weigh my options as to if I draw mine at that time or wait until 66. I also get a Cost of Living increase every year so my current pension amount goes up annually. My wife works full time, so we use her medical coverage. I work part time two or three days per week and all finances work out fine. Our biggest concern is health coverage as is everybodys'.It's that time between retirement and age 65 when medi-cade kicks in that can be costly if you do not have insurance. But if your wife has medical coverage for you and her,.. all should be o.k. You are talented enough to pick up odd jobs on the side or find a part time job that could use your skills. Crunch the numbers to see if you can be financially sound even if you have to cut back a little. Your health is important,..so go for it if you can swing it. Good Luck in whatever you do.
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