Posted by Errin OH on September 19, 2010 at 07:24:36 from (71.79.146.170):
In Reply to: Tractor Insurance posted by Inno on September 19, 2010 at 06:35:54:
First step is to speak to your agent. My tractor is insured under my farm policy for replcement value. Doesn't matter if it burns to the ground, falls off a cliff, or is stolen. You really need to know just what they will cover and they only way to do that is to talk to them.
I switched when I found out that my "libility" insurance was limited to using it as a lawn mower when I had normal homeowers insurance. In other words if I wasn't on my place pulling brush hog, I had no libility insurance. If on the road moving from one place to another, no coverage. If I was planting, no coverage. If on someone elses place, no coverage.
Switched to a farm policy to get full libility for the hay and cow biz. It is now covered on the road, covered pulling anything, and covered on any ground I am working on. So is the combine. In short my azz is covered...........
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Today's Featured Article - Grain Threshing in the Early 40's - by Jerry D. Coleman. How many of you can sit there and say that you have plowed with a mule? Well I would say not many, but maybe a few. This story is about the day my Grandfather Brown (true name) decided along with my parents to purchase a new Ford tractor. It wasn't really new except to us. The year was about 1967 and my father found a good used Ford 601 tractor to use on the farm instead of "Bob", our old mule. Now my grandfather had had this mule since the mid 40's and he was getting some age on him. S
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