I would think not too.. If a person doesn't have funds or knows the parameters that the collection agencies work in I would doubt that they are effective. The no money is obvious, the other is that they have to take a person to small claims court to actually have a legal debt. So they play the game of harassment and intimidation. And if somebody doesn't reset the clock by acknowledging the debt it goes away by statue of limitations. The problem with collection agencies is they take a $50 debt and and add $150 to it and then try to get that amount out of somebody that didn't have the original $50. The only company I saw, with helping family members, that I thought had any luck was a phone company that said send us $30 of the $50 debt and we'll call it good.
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Today's Featured Article - Grain Threshing in the Early 40's - by Jerry D. Coleman. How many of you can sit there and say that you have plowed with a mule? Well I would say not many, but maybe a few. This story is about the day my Grandfather Brown (true name) decided along with my parents to purchase a new Ford tractor. It wasn't really new except to us. The year was about 1967 and my father found a good used Ford 601 tractor to use on the farm instead of "Bob", our old mule. Now my grandfather had had this mule since the mid 40's and he was getting some age on him. S
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