Many factors go into choice of court for judgment- filing fees, whether the court has mandatory arbritration (not good from creditor's point of view), whether case has to be filed before serving (needless expense if you can never get the defendant served), etc.
In Washington, a small claims judgment must simply be "transcribed" to Superior Court to become a lien on real property. Small claims judgment is as collectable as a District Court or Superior Court judgment- but up to the judgment holder to go after the money- ie, garnish bank account or wages, lien on real estate, etc.
Sad fact is, many debtors are "judgment proof"- Personal goods, vehicles up to certain value, home equity up to $125,000 equity, etc. are exempt from execution under state law, and any money from guvment (social security, welfare, disability, etc.) is also exempt. With lots of folks these days, by the time you get through all the exemptions, there's nothing left.
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Today's Featured Article - A Question for Dads This recent topic from the Tractor Talk discussion board is being highlighted because it is an awesome display of the caliber of individuals that have made this site their own. The young person asking questions received positive feedback and advice from total strangers who "told it like it is" with the care many reserve for their own kids. The advice is timeless... so although it isn't necessarily antique tractor related, it will be prominently displayed in our archives to honor those who have the courage to ask and those who have the courage to respond in an honest, positive manner.
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