First off get that generator out of the garage when you're running it before you kill someone.
Those automatic start whole house gennys are sweet but run $7000 or more installed.
I installed a transfer panel for a buddy. I think his was 8 circuits. With a transfer panel you don't have to shut off the main since the circuits that run off the genny are manually switched from grid power to genny power. His transfer panel came with a short cord to plug into the genny. We used rubber covered wire like a heavy drop cord to lengthen the power cord so his genny can sit outside while its running. We wired circuits for his well pump, furnace, freezer, kitchen circuit (included stove, micro,fridge), sump pump and living room (lights,TV, stereo).
I recommend getting a transfer panel. Sell your old genny and put the proceeds with whatever you already have budgeted towards a new genny thats the appropriate size for your needs.
I don't think a pto genny is practical for what you describe. Can your wife hook up a pto genny to the tractor if you're not home? Plus it would tie up your tractor that you may need for other tasks.
I wouldn't worry about racking up too much run time on your genny. I know contractors that use them on worksites for many years, and racers that use them in the pits to run lights and compressors. They rack up allot of hours on them. I'd be more concerned about one starting easily thats seldom used.
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