And then the next you know it, your insurance provider wants to drop you because of the high dollar claims they have to pay out. We are going through this right now, insurance provider wants to drop us, namely 1 on the policy but have attempted all of us.
Many of us have no idea how the medical and health care world functions, but we all know how super costly medical services are, with no idea as to why.
Insurance companies are no stranger to their lack of innocence, I've experienced situations with both health and automobile coverage, the latter being a high rate for no reason ( clean DMV abstract never any DUI or similar etc. ) and a health claim the insurance company would not pay, appendectomy, well the NYS dept of insurance certainly changed their status on that and they paid.
Well, .... slightly unrelated to the initial post, but without the health insurance we have at our farm for us and our employees, my father would not be here, it's that simple. He's had hospital stays due to asthma, (2x per year lately) which screws up his heart sometimes, the costs thereof are extremely high, insurance company ) Blue Cross/Blue Shield is trying to use a tactic I consider to be of the lowest class, they state he is not on the payroll because, but he is, just that he does not pay himself. This totally " behooves" me ! They just don't want to pay, our premiums are paid on time though!
Read between the lines, his claims cost too much and they want out. More cost effective to die ! WTF ??? is wrong with this system, he is a U.S. army veteran of the vietnam era, early to mid 60's, having served in the 7th special forces ABN civil affairs detachment, Canal Zone, fort clayton, fort amador and saw action in Da Nang etc., not to mention some other hot spots like honduras and others in the carribean command sp? etc. That aside, how many others are out there with this kind of worry ? All people deserve better than this, what in heck are we gonna do, mid 40's here and it is imperative to have coverage !
I mean there is no doubt that without this coverage, these ailments will eventually get him one day, he eats healthy, a non smoker since '77, and goes to physical therapy for his breathing, COPD/asthma and does stay active when he feels well.
I suppose it is all related, I kinda woke up on the wrong side today, seeing this post caused a flare up LOL !! Darn It.... LOL !!!
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Today's Featured Article - Third Brush Generators - by Chris Pratt. While I love straightening sheet metal, cleaning, and painting old tractors, I use every excuse to avoid working on the on the electrics. I find the whole process sheer mystery. I have picked up and attempted to read every auto and farm electrics book with no improvement in the situation. They all seem to start with a chapter entitled "Theory of Electricity". After a few paragraphs I usually close the book and go back to banging out dents. A good friend and I were recently discussing our tractor electrical systems when he stated "I figure it all comes back to applying Ohms Law". At this point
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