Our COBRA insurance ran out on June 1. On July 2 we got accepted for private health insurance (Anthem in Indiana) for $500 per month with a $11,000 deductable. We viewed it as buying into the system for the negotiated rates and coverage for disaster.
I had been in perfect health for 64 years and took no medications. On July 16, I was diagnosed with pancreatic cancer. So far, we have been billed over $150,000. Insurance has paid about $45,000 and everyone considers the bills settled.
That is what is so screwed up. The charges vs. the amount that the providers will accept. It makes it impossible to really evaluate what the true cost of health care is.
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Today's Featured Article - Third Brush Generators - by Chris Pratt. While I love straightening sheet metal, cleaning, and painting old tractors, I use every excuse to avoid working on the on the electrics. I find the whole process sheer mystery. I have picked up and attempted to read every auto and farm electrics book with no improvement in the situation. They all seem to start with a chapter entitled "Theory of Electricity". After a few paragraphs I usually close the book and go back to banging out dents. A good friend and I were recently discussing our tractor electrical systems when he stated "I figure it all comes back to applying Ohms Law". At this point
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