Lots of minds like concrete on here- All mixed up, and permanently set!
I'm just speaking of the reputable outfits (there can be scammers in every situation)- but the biggest misconception in the answers below is that at some point, they throw you out of your house. Not true. Its simply an annuity, funded by your home equity. The payments may stop if you outlive the annuity tables (depending on the terms of the contract), but you stay for life.
Works fine for a senior who wants to stay in their house, can't afford to as it stands, and the kids (if any) won't or can't help.
I sure hope none of the naysayers have a "Living Trust"- that's really the pot calling the kettle black, because living trusts are the biggest scam of all.
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Today's Featured Article - Tractor Profile: Farmall M - by Staff. H so that mountable implements were interchaneable. The Farmall M was most popular with large-acreage row-crop farmers. It was powered by either a high-compression gas engine or a distillate version with lower compression. Options included the Lift-All hydraulic system, a belt pulley, PTO, rubber tires, starter, lights and a swinging drawbar. It could be ordered in the high-crop, wide-front or tricycle configurations. The high-crop version was called a Model MV.
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