Posted by MarkB_MI on December 15, 2010 at 16:13:17 from (32.178.26.58):
In Reply to: Refinancing the home posted by Aaron Ford on December 15, 2010 at 11:25:24:
Perhaps. You need to do your research. In particular, you need to know your points and closing costs. Pin down the lender: Make them break it down exactly what you are paying for, line by line, and how much it will be. They have to provide you this information before you close, but they sure don't like to give it to you even a day beforehand. Make sure you have it before you lock in.
It's much trickier today, because the lenders have to be a lot more selective than they were a few years ago. A while back my wife and I were solicited by CitiMortage to refinance our house. You can read about this bald-faced scam at the link below.
There are a number of websites that will help you crank through the refi numbers. Google on "refinance calculator".
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