Posted by steve terplak on January 06, 2011 at 18:11:35 from (67.142.168.26):
some questions...for those who know...as i am at a loss i purchased myself a variable whole life policy 2 years ago, w/ my policy i pay a premium for 10 years and then owe nothing on top of that. i am young -28 right now. my job (teacher) gives me a guaranteed life insurance - 3x salary - in addition got married this year and my wife is looking to invest for the future (no retirement at her job) and possibly get info we have had 2 financial people over to sell us stuff and low and behold - each one says that the other one's system is a rip-off and we need to invest with them...which is what i figured would happen
couple other factors - no mortgage (inherited house eventually), low debt - some student loans
should we, in any of your opinions, a) keep my life and get her a whole life too b) get rid of my whole life and both of us get term c) keep my whole life as an insurance + investment, and get her term as cheap coverage and invest the difference more in her retirement.
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Today's Featured Article - Grain Threshing in the Early 40's - by Jerry D. Coleman. How many of you can sit there and say that you have plowed with a mule? Well I would say not many, but maybe a few. This story is about the day my Grandfather Brown (true name) decided along with my parents to purchase a new Ford tractor. It wasn't really new except to us. The year was about 1967 and my father found a good used Ford 601 tractor to use on the farm instead of "Bob", our old mule. Now my grandfather had had this mule since the mid 40's and he was getting some age on him. S
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