Again, from what you state . . . as you state it . . . I don't agree.
You say . .
"If the roof is loaded within it's design, insurance should pay "
I'm saying again I don't agree UNLESS that "original design" is adequate to start with. Many new buildings are not.
Regardless of any of this, an insurance policy is a written contract. It IS whatever is says it is. They differ a lot. I have six barns and none have individual insurance and none have ever been inspected. All get "blanket coverage" from my house insurance - and that coverage isn't much. More liabilty then anything else.
Now, if somebody has a huge expensive new barn built - to minimum code. And then gets replacement insurance just for that new barn . . . then I guess it's up the insurance company to closely inpect it and write the policy as they see fit. If so, the small print needs to be read closely.
Two years ago, a new and huge horse stable and indoor riding arena got built 2 miles from me. They finished it in the fall. Mid-winter just when they were getting ready to open for business - the entire building came down from snow. From what I heard, the insurance company DID pay the owner for part of it, and also sued the building contractor. I'm just going by hear-say. I do know that it got rebuilt - and then the roof structure far exceeded code instead of being the minimum.
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Today's Featured Article - Hydraulic Basics - Part 2 - by Curtis Von Fange. In the last entry to this series we gave a brief overview of hydraulic system theory, its basic components and how it works. Now lets take a look at some general maintenance tips that will keep our system operating to its fullest potential. The two biggest enemies to a hydraulic system are dirt and water. Dirt can score the insides of cylinders, spool valves and pumps. Wate
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