Posted by kyhayman on February 20, 2011 at 06:37:23 from (99.197.64.56):
In Reply to: O/T Workers Comp. ins. posted by 37 Chief on February 19, 2011 at 23:07:13:
What my insurance agent told me was that my farm owners covers up to 5000 in medical payments. After that liability would take over if I'm liable for the injury or damages. I dont have a lot of employees, rarely more than 1 or 2 at any one time and most of them are clearly independent contractors (truck drivers with their own trucks, people hired flat rate by the job, etc). So far I've only ever had 2 claims, guy got kicked in the chest by a calf and another guy had a tree limb smack him in the face. Each state has its own rules as to who and at what level they have to have w.c. ins. Here farms with less that a certain number of employees are exempt. I got really worried about needing it and talked to my ins agent. Was fully prepared to pay what it cost. Several million dollars in umbrella liability coverage cost less than basic w.c. insurance and its a nightmare of paperwork since I dont have anyone as a regular full time employee.
We sell tractor parts! We have the parts you need to repair your tractor - the right parts. Our low prices and years of research make us your best choice when you need parts. Shop Online Today. [ About Us ]
Today's Featured Article - Show Coverage: Journey to Ankeny - by Cindy Ladage. We left Illinois on the first day of July and headed north and west for Ankeny, Iowa. Minus two kids, we traveled light with only the youngest in tow. As long as a pool was at the end of our destination she was easy to please unlike the other two who have a multitude of requirements to travel with mom and dad. Amana Colonies served as a respite where we ate a family style lunch that sustained us with more food than could reasonably fit into our ample physiques. The show at Ankeny
... [Read Article]
Latest Ad:
1964 I-H 140 tractor with cultivators and sidedresser. Starts and runs good. Asking 2650. CALL RON AT 502-319-1952
[More Ads]
All Rights Reserved. Reproduction of any part of this website, including design and content, without written permission is strictly prohibited. Trade Marks and Trade Names contained and used in this Website are those of others, and are used in this Website in a descriptive sense to refer to the products of others. Use of this Web site constitutes acceptance of our User Agreement and Privacy Policy
TRADEMARK DISCLAIMER: Tradenames and Trademarks referred to within Yesterday's Tractor Co. products and within the Yesterday's Tractor Co. websites are the property of their respective trademark holders. None of these trademark holders are affiliated with Yesterday's Tractor Co., our products, or our website nor are we sponsored by them. John Deere and its logos are the registered trademarks of the John Deere Corporation. Agco, Agco Allis, White, Massey Ferguson and their logos are the registered trademarks of AGCO Corporation. Case, Case-IH, Farmall, International Harvester, New Holland and their logos are registered trademarks of CNH Global N.V.
