Re: I need advice ( kinda long)

Posted by kyhayman on March 03, 2011 at 21:30:31 from (75.105.0.52):

In Reply to: I need advice ( kinda long) posted by JDMAN60 on March 03, 2011 at 06:53:55:

Two income family with one dependent making pretty good money..... I'd put a tight pencil to the family budget and see how much you can save and how fast. First step is to pay off debt, all of it, ASAP. Interest is just money poured away. Then save up enough for the shop, get it built, then think about farming full time. I dont know if pretty good is 25,000 or 50,000 by your measure, or more. It doesnt matter. Switch to living on one income and using the other for debt retirement and savings.

I walked away from a good professional career a few years ago after working two full time jobs (farm and regular job) at about the same age you are. Even with everything paid off its been an adjustment. The pay cut was right at half but to me, it was worth it. Life doesnt have a rewind button. But, if I hadnt spent 20 years paying off debt I coudlnt have done it. I still follow the same rule, live on half my take home.

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