Under the Uniform Commercial Code, which most states have adopted, if bank pays on a forged item, they have to reimburse your account immediately. Its tremendously expensive and time consuming to compare every signature to the signature card, so the modern practice is to pay all checks, then refund the account if any forgeries show up (sort of like the Quadaffi policy- "Kill 'em all, and let Allah sort it out!".
I'd be going back to the bank, and maybe having a lawyer write them a nice letter, reminding them of the code section, Consumer Protection Act violations (with treble damages, attorney fees, etc.). Everyone hates lawyers until you pay one a hundred bucks, and your $651.37 shows up in the mail a few days later.
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Today's Featured Article - 12-Volt Conversions for 4-Cylinder Ford 2000 & 4000 Tractors - by Tommy Duvall. After two summers of having to park my old 1964 model 4000 gas 4 cyl. on a hill just in case the 6 volt system, for whatever reason, would not crank her, I decided to try the 12 volt conversion. After some research of convert or not, I decided to go ahead, the main reason being that this tractor was a working tractor, not a show tractor (yet). I did keep everything I replaced for the day I do want to restore her to showroom condition.
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1964 I-H 140 tractor with cultivators and sidedresser. Starts and runs good. Asking 2650. CALL RON AT 502-319-1952
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