Under the Uniform Commercial Code, which most states have adopted, if bank pays on a forged item, they have to reimburse your account immediately. Its tremendously expensive and time consuming to compare every signature to the signature card, so the modern practice is to pay all checks, then refund the account if any forgeries show up (sort of like the Quadaffi policy- "Kill 'em all, and let Allah sort it out!".
I'd be going back to the bank, and maybe having a lawyer write them a nice letter, reminding them of the code section, Consumer Protection Act violations (with treble damages, attorney fees, etc.). Everyone hates lawyers until you pay one a hundred bucks, and your $651.37 shows up in the mail a few days later.
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Today's Featured Article - Restoration Story: 1964 JD 2010 Dsl - Part 2 - by Jim Nielsen. Despite having to disassemble the majority of my John Deere 2010's diesel engine, I was still hopeful I could leave the engine-complete with crankshaft and camshaft-in the tractor. This would make the whole engine rebuild job much easier-and much less expensive! I soon found however, that the #4 conrod bearing had disintegrated, taking with it chunks of the crankshaft journal. As a resul
... [Read Article]
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