Posted by 44 massey on March 30, 2011 at 13:39:49 from (74.46.115.214):
In Reply to: Re: Home Insurance posted by mss3020 on March 30, 2011 at 09:58:54:
Looked to me with any insurance you want to go with full replacement coverage to get your moneys worth in case of a major claim. Trouble is with smaller claims, with most companies, 3 claims and they cancel you regardless of reason weather it be hail or whatever, major or partial replacement! Then when you try to get insurance again its higher because you have been cancelled before. Been there was with original co. 25yrs had 3 claims, dont remember time span, after they paid 3rd got reg. letter telling me we were no longer under their polcy. Think the insurance companies all got together thought it up just so they had another reason to charge more. Plus makes you afraid to turn a claim in which they like tho am sure there were some people trying to fraud the co. but how can you cause a windstorm or hail.
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