Posted by mkirsch on April 05, 2011 at 13:30:22 from (64.80.110.75):
In Reply to: OT- debit cards posted by coloken on April 04, 2011 at 06:42:57:
Yes, there is a HUGE hole in the security of a debit card.
Yes, someone can steal it and use it as a credit card and clean you out. No form of payment is crime-proof.
You don't leave cash lying around where anybody can take it. Why would you leave your debit card lying around where anybody can take it?
If you treat your debit card the same as you would a wad of cash, then a debit card is every bit as secure as cash, and then some.
When a bad guy steals cash, he's got your money. He can spend it with impunity, leaving no trail.
When a bad guy steals a debit card, he can only buy things, and then only as long as you fail to report the card stolen. Plus, he's leaving a trail of evidence.
You know when someone steals your cash. Why wouldn't you know when someone steals your debit card?
You don't walk away from a cashier without getting your change. Why would you walk away from a cashier without getting your card back?
You keep cash in a wallet. Why would you not keep your debit card in the same wallet?
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