Unfortunately I have experience and advice regarding trees abutting property lines.
The law is really quite simple. For live healthy trees or trees that have shown no prior obvious signs of disease or damage: If and when they or any part of them fall, whose ever property they fall on is responsibly to clean them up. Whose ever property is damaged it is their home owners insurance liable to pay for the damages. No matter if a tree from my propery falls over onto adjacent property. The basis for this is that tree damage results from a "Act of God".
BUT dead or obviously diseased and dangerous trees become the liability of the property owned upon whose property they exist.
So simply send a certified letter to the property owner of the dead tree, CC the HOA and the local Town clerk. IF you really want to bust chops, look up the public records on the owners property and also CC his mortgage company and his home owners insurance co. if you can find that out. Many times that is on the mortgage record.
Then you are covered as to any future damage AND if you can get the info to their mortgage co. most times the mortgage co. will force the property owner to mitigate the risk/liability.
I have had "tree" issues with 3 different neighbors and all of them have been negligent in removing the risk. One was forced to remove a tree that was DEAD after I got a hold of his homeowners co. He obviously feels I am the AH and thankfully will never talk to me again.
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