Re: Kids... need some serious advice...

Posted by DJL on February 14, 2006 at 19:40:13 from (70.106.184.10):

In Reply to: Kids... need some serious advice... posted by Steven@AZ on February 14, 2006 at 17:14:16:

Steven,
Just my opinion: I think you're very wise in wanting to have your financial affairs in order before brining a child into the mix. It definately changes things. There is some truth in the old saying though, that it just works out and the money is there. About seven years ago, my wife and I, (then in our late 20's) had a son. It was the greatest thing in the world! He was his daddy's boy, and a man in a little boy's body. He loved tractors, pickup trucks and everything his dad did. When he was 2 1/2 years old, he was diagnosed with a brain tumor. This was completely unexpected, with no family history of that, no signs etc. To make a very long story short. I was glad that we had waited until I was out of college and had a fairly decent, secure entry-level management job in an agricultural field, with good benefits. After a brain surgery, three shunt installations/revisions and chemotherapy, we had spent about a million dollars in health insurance money. We had also spent about $30K in out of pocket money. We were able to do that over a couple years with no loans, charity or debt. It just came. It was very tough, but you spend your money on those things that are important to you. If we would have known this was going to happen, and waited to be financially stable enough to absorb this situation, I would have missed the most amazing 4 years, 8 months and 23 days with my son. While my son was going through Chemo, I finished a family JD B restoration in his honor. He loved riding on that tractor and would even imitate how I spun the flywheel and heard the hissing air through the petcocks, as he "started" his toy tractors on the floor! I don't want to scare you from having children. My situation was a fairly uncommon event.It's the best thing in the world. Be smart and conservative but don't try to second quess every situation and plan for every unseen event or trial that may come your way. Some we can't predict or foresee. Good luck in your decision.

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