|
Farmall & IHC Tractors Discussion Board |
Kids... need some serious advice...
[ Expand ] [ View Replies ] [ Add a Reply ] [ Return to Forum ]
Posted by Steven@AZ on February 14, 2006 at 17:14:16 from (24.121.48.188):
To have one or not? That is the question at hand. My wife really wants to have a child. I'm all for having a kid too, but I'm not understanding where the extra $1000 per month is going to come from... we are comfortable right now, but just barely. Our tax bill for 05 is $2000 and we started saving up for it about 3 weeks ago, in another 3 weeks we will have saved up enough to pay it. In order to save that much we are being very frugal - basically only buying just enough food to get by (milk, eggs, bread, etc.) luckily had some meat stocked up from being on the farm at Christmas time. Daycare will run about $500 per month. Health insurance will go up about $250 per month. Add to that the cost of diapers for 2 to 3 years, formula, baby food, clothes, etc. and I just don't understand where we are supposed to get the $$$. We do not live an extravegant life by any means. Our apartment is in a decent neighborhood and probably the cheapest we can find that includes a garage. I drive a car that is worth about $2500, and she drives a car we make payments on - nothing fancy either. I spend about $100 per month that I wouldn't need to. She spends about $100 per month on hobbies. Together we spend about $100 per month on clothes for work... We have our debt under control, car payment and student loan payment along with a small amount of credit card debt that will be gone in about 6 months. I would like to have some nice things in my life - such as restoring a tractor every couple of years, and I have a pickup I would like to restore over the next few years. She likes her hobbies as well and would not want to give them up. I'm all for having a son or daughter, I would love to have my own child. I just don't understand where the money comes from? Do they give you an automatic raise just for having children or something? I have heard from our parents and friends that "things will just work out on their own" but I need more financial security than that. I would like to retire someday, ya know. Please help me understand!
Replies:
Home
| Forums
Today's Featured Article -
Fabrication (Who Me? Make it myself?) - by Chris Pratt. First of all, what are the reasons for not fabricatin your own parts? Most judgements on what should be purchased rather than fabricated stem from: Originality - If the tractor restoration is to be 100% original, it is likely that you should spend the time and money to locate the component in the used or New-old-stock market. Since this can be extremely difficult, you may want to fabricate the item or purchase a modern replacement temporarily, but eventually, you s
... [Read Article]
Latest Ad:
1964 I-H 140 tractor with cultivators and sidedresser. Starts and runs good. Asking 2650. CALL RON AT 502-319-1952
[More Ads]
Copyright © 1997-2024 Yesterday's Tractor Co.
All Rights Reserved. Reproduction of any part of this website, including design and content, without written permission is strictly prohibited. Trade Marks and Trade Names contained and used in this Website are those of others, and are used in this Website in a descriptive sense to refer to the products of others. Use of this Web site constitutes acceptance of our User Agreement and Privacy Policy TRADEMARK DISCLAIMER: Tradenames and Trademarks referred to within Yesterday's Tractor Co. products and within the Yesterday's Tractor Co. websites are the property of their respective trademark holders. None of these trademark holders are affiliated with Yesterday's Tractor Co., our products, or our website nor are we sponsored by them. John Deere and its logos are the registered trademarks of the John Deere Corporation. Agco, Agco Allis, White, Massey Ferguson and their logos are the registered trademarks of AGCO Corporation. Case, Case-IH, Farmall, International Harvester, New Holland and their logos are registered trademarks of CNH Global N.V. Yesterday's Tractors - Antique Tractor HeadquartersWebsite Accessibility Policy |
|
