you can have people sign away and that wont protect you from neglagence. and that is how lawyers get around the old "sign here". your homeowners policy will cover anyone one your property. just make sure the limits cover what your have. As lawyers will get a judgment against you and they will own your stuff. I would worry about it as long as you have the right coverage.
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Today's Featured Article - Identifying Tractor Noises - by Curtis Von Fange. Listening To Your Tractor : Part 3 - In this series we are continuing to learn the fine art of listening to our tractor in hopes of keeping it running longer. One particularly important facet is to hear and identify the particular noises that our
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