There really is no way of knowing if it is field ready until you actually put it in the field and give it a workout, although if the tractor is as described I'd say it would be a good candidate. If the loader is a run of the mill trip bucket variety, it has very little monetary value, and really adds nothing to the value of the tractor. If the loader is a more modern version with a hydraulic bucket, then the loader could be worth more than the tractor.
As far as the asking price, if the loader fits the first description, the asking price is maybe a bit high. Make an offer of $1,000 and see where it goes.
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Today's Featured Article - Identifying Tractor Noises - by Curtis Von Fange. Listening To Your Tractor : Part 3 - In this series we are continuing to learn the fine art of listening to our tractor in hopes of keeping it running longer. One particularly important facet is to hear and identify the particular noises that our
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