There is no such thing as a "best" option, John, but any 401k plan with an employer match is a no brainer.
You may also wish to open a Roth IRA account if you have discretionaly funds that you would like to invest for retirement.
You may wish to investigate rolling your 401k funds into a Roth if you can afford paying the taxes that will be due upon doing so. You will be able to spread the roll over over several years to spread out the tax hit.
The real decision(s) involve how to invest the funds in your 401k(s) and IRAS(s).
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Today's Featured Article - The Ferguson System Principal An implement cutting through the soil at a certain depth say eight inches requires a certain force or draft to pull it. Obviously that draft will increase if the implement runs deeper than eight inches, and decrease if it runs shallower. Why not use that draft fact to control the depth of work automatically? The draft forces are
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