There is no such thing as a "best" option, John, but any 401k plan with an employer match is a no brainer.
You may also wish to open a Roth IRA account if you have discretionaly funds that you would like to invest for retirement.
You may wish to investigate rolling your 401k funds into a Roth if you can afford paying the taxes that will be due upon doing so. You will be able to spread the roll over over several years to spread out the tax hit.
The real decision(s) involve how to invest the funds in your 401k(s) and IRAS(s).
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Today's Featured Article - A Lifetime of Farm Machinery - by Joe Michaels. I am a mechanical engineer by profession, specializing in powerplant work. I worked as a machinist and engine erector, with time spent overseas. I have always had a love for machinery, and an appreciation for farming and farm machinery. I was born and raised in Brooklyn, New York. Not a place one would associate with farms or farm machinery. I credit my parents for instilling a lot of good values, a respect for learning, a knowledge of various skills and a little knowledge of farming in me, amo
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