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Tractor Talk Discussion Board

o/t retirement investing

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Posted by johndeereman on January 01, 2012 at 12:41:50 from (184.10.114.231):

Now i know ill get as many opinions as there are people on this board and thats all im asking for is opinions.No derogatory comments. When it comes to saving for retirement what is the best option when like me have 35 to 40 years to go before retirement age? do i save in a 401k? started one 10 years ago when i was just 20 and put very little in it, this past spring i changed jobs and its like pulling hens teath to roll it into my new account.Im not happy with my current job either so im looking for a new job so really whats the point in going through the hassle? i have to add that im getting charged a percentage every quarter just to have that account. now im very dumb when it comes to stock/cd and all that mumbo jumbo i always contribute to the guarenteed fund (not a gambler with hard earned money). So would i be better off stashing money into a savings account somewhere or making other investments such as land etc.where the value rarely declines? or just keeping rolling money into 401k from job to job not knowing whats happening with my money? yes im aware theres considerable tax breaks with retirement plans but is it really worth all the hassle? you still have to pay tax on that money after retirement just not as much. thanks for any opinions i get here i just really dont trust anyone with my money especially the roller coaster economy we have now a days.

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