"When it comes to saving for retirement what is the best option when like me have 35 to 40 years to go before retirement age?"
TIME is on your side....that is the best part of any investment portfolio...TIME is on your side.
Of course, some of the other important things to learn real quick if you want to have a secure retirement are among others....
Save money. Live below your means. Live within your needs. Don"t do anything foolish with your retirement money...
#1--get your 401k money out of any plan whenever you have the chance and roll it into an IRA....more choices that you make and not someone else making them for you.
#2--at your age, a ROTH IRA would be a good idea....hope that when the gov. changes the "tax free" rules they grandfather the old rules...highly likely.
#3--Understand that any investment advice is an opinion..(mine too)
#4--an investment that is good for the goose, is not necessarily good for the gander...
#5--things go wrong even when you do things right
Tim---still working....
P.S.----real estate, land included, can lose you money....especially if you need to sell it when there are few buyers...like now...
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Today's Featured Article - Restoration Story: Fordson Major - by Anthony West. George bought his Fordson Major from a an implement sale about 18 years ago for £200.00 (UK). There is no known history regarding its origins or what service it had done, but the following work was undertaken alone to bring it up to show standard. From the engine number, it was found that this Major was produced late 1946. It was almost complete but had various parts that would definitely need replacing.
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