If you are 30 years old then you need to put money in a 401k and/or an IRA now. The best thing for you is that you have time on your side. 35 years is a long time till retirement and if you save $3000 per year and invest that in the market you should do well. When I was in my 20s I put over $25k in retirement accounts. I still put money in funds. I am 42 now. I have 20+ years yet to invest and save. The best thing to do is have it taken out of your paycheck automatically by your employer. The Social insecurity system tells me on my statement every year that I will not be eligible for full SS benefits until I am 67.
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Today's Featured Article - Usin Your Implements: Bucket Loader - by Curtis Von Fange. Introduction: Dad was raised during the depression years of the thirties. As a kid he worked part time on a farm in Kansas doing many of the manual chores. Some of the more successful farmers of that day had a new time saving device called a tractor. It increased the farm productivity and, in general, made life easier because more work could be done with this 'mechanical beast'. My dad dreamed that some day he would have his own tractor with every implement he could get. When he rea
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