Posted by Mashbox on July 28, 2012 at 05:08:56 from (24.149.66.198):
In Reply to: OT - I hate banks... posted by Lyndon - AB on July 27, 2012 at 12:06:11:
My cousin wanted to borrow $10,000 about 10 years ago. He had been building a log cabin and was getting married in a few months. The money was to finish trim out on the cabin, so it would be complete when he and his wife moved in.
The first bank he went to would not loan him the money because he had no credit history, never had a loan or a bank account. Although he did have 200 acres of land with a barn and a 3000 sq ft cabin that was 95 percent complete sitting on it. Also had another 30 acres with a mobile home that he was living in. All of this, as well as his 4 year old pickup were paid for. He never had a checking account because he paid cash for everything.
The next bank he went to listened to this and not only loaned the $10k, they offered more. He borrowed the $10,000, paid it back in less than a year and has been banking there every since.
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