yes thats a problem,we live in a credit driven society these days. If youve never used credit your simply a non entity often times. Most folks dont know it but the fastest way to build credit is to simply apply for every credit card you can and throw them in a drawer somewhere.if you have ten and they havea $100 limit each ,according to your credit report your worth $1000. If youve never used it and have a million sitting in the bank its harder to get credit,crazy if you ask me,but thats how it works these days.I knew a old guy who was literaly crazy about paying bills and things on time and stuff. I mean he would be waiting at the mail box and if he got a bill he would walk straight to his car drive down and pay it in cash that instant. If the place was closed he honestly could not sleep until it was paid. It was some kind of a mental problem he had.This guy had lots of money,in several banks,and always carried 15-20K in his pocket. He had no credit whatsoever anywhere,he simply didnt have any credit history. His credit report was 0. His banker who happened to be my brother and knew him well,tried to convince him to take out a loan,sign the papers then just transfer money to pay it off the same day.would cost him literaly nothing in intrest.as far as the public ,stores, banks and things were concerned this guy was worth less than a bum on the street.simply because he didnt have wealth on paper somewhere.
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Today's Featured Article - A Cautionary Tale - by Ian Minshull. In the early 1950s my father bought an Allis Chalmers B and I used it for all the row crop work with the mangolds and potatoes, rolling and the haymaking on our farm. The farm and the Allis were sold and I have spent a lifetime working on farms throughout the country. I promised myself that one day I would own an Allis. That time event
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